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Baxter & Associates, LLC
1 South A Street, Suite 102 Pensacola, FL 32502

TEL 800.641.8865
FAX 888.287.8894


            Medical malpractice insurance or medical professional liability coverage is insurance that covers Medical Doctors, Osteopathic Physicians, Dentists, Chiropractors, and other healthcare professionals for indemnity payments (settlements), court costs, and damages associated with a lawsuit for malpractice.

            At Baxter, you can be assured that our experience and expertise will go a long way to assuring that you secure the most comprehensive and most affordable medical malpractice or professional liability coverage appropriate to your needs and medical practice.

            We will help you evaluate the many options available to you, and to help you select a liability policy best suited to the kinds and extent of coverage your professional needs require. 

            Most health care professionals need professional liability insurance. Many states require that M.D.s and D.O.s have liability insurance.

            Even in states that don’t require malpractice insurance, physicians usually have to have medical malpractice insurance coverage in order to get hospital privileges or to participate in HMO or PPO insurance programs.

            In some cases, a physician may choose not to carry medical malpractice insurance.  This is sometimes referred to as “going bare”.

            Premiums for medical malpractice insurance vary depending on the physician’s degree of risk. Typically, Insurers set premiums based on a practitioner’s medical specialty, whether or not they perform surgery or certain procedures, and the geographic location or state in which they practice. Hours worked may also be considered in the computation of the insurance premium.

Contact us for a quote!  We'll be glad to help you secure a policy best suited to your needs!

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